http://www.theswap.com/forum/Blah.pl? http://www.eblah.com en http://www.theswap.com/forum/Blah.pl?m-1257726049/ http://www.theswap.com/forum/Blah.pl?m-1257726049/#num1
It's an organized way to help people with one-time expenses, and anyone may contribute any amount.

http://www.modestneeds.org

DISCLAIMER:  I don't know anything beyond what I read on the website, so haven't researched it elsewhere on the net to see if it's legitimate, so please investigate before contributing.]]> Sun, 8 Nov 2009 19:20:49 SarahBurney http://www.theswap.com/forum/Blah.pl?m-1257555988/ http://www.theswap.com/forum/Blah.pl?m-1257555988/#num1 http://www.wisebread.com/secrets-of-telemarketing-from-an-industry-insider]]> Fri, 6 Nov 2009 20:06:28 Jean http://www.theswap.com/forum/Blah.pl?m-1254335545/ http://www.theswap.com/forum/Blah.pl?m-1254335545/#num1 10 Small  Businesses that are free or cost little to start up

http://www.wisebread.com/10-small-businesses-that-are-free-or-cost-little-to-start-up
]]> Wed, 30 Sep 2009 14:32:25 Jean http://www.theswap.com/forum/Blah.pl?m-1251223699/ http://www.theswap.com/forum/Blah.pl?m-1251223699/#num1
But I have a couple of questions on what to keep...

One is taxes....I have them all...yes dating back to 1980 when all I filed was 1040EZ... I have read that you keep them forever and I have read 7 years worth.  My thought is do I really need to keep 1040EZ and even 1040 when is was just the standard deductions and W2's.

We never began to itemize...until we bought out house... IMO if we ever get audit would it not be the more complicated itemized years vs the standard...ones.


The other thing is when are with a different bank now with our mortgage, but I still have everything from the 1st mortgage company...DO I really need to keep everything from the first one? I am thinking of just keeping the final letter that stated it was paid off???

I did get everything down to basically 3 boxes..
Box one has all the tax and mortgage stuff...not yet sorted.
Box 2 has files that we needed to keep..it has manuel for appliances, receipts for major purchases, important papers, school papers,  etc..then it also has the keep 3 years folders, bank statements, medical statements,etc...that are all in one folder marked with the year..the idea is at the end of the year when I get ready to file that year away...I pull out the 2006 folder and shred away and then replace it with the 2009 stuff.

I have a small portable file container (#3) that has all the current items..at the end of they year I clean it out, keep what I need and shred what I do not need. Then file it all into one folder.

]]> Tue, 25 Aug 2009 14:08:19 jemek http://www.theswap.com/forum/Blah.pl?m-1247025272/ http://www.theswap.com/forum/Blah.pl?m-1247025272/#num1 Tue, 7 Jul 2009 23:54:32 mykidsmom